Tuesday, August 4, 2020

ELoan App Download | Instant Cash Loan In Seconds

If you have been reading recently from my blog post then you will agree with me that some of the Loan apps in Nigeria has been of help in financial situations.

9jaCash Loan App 
Okash Loan App 
LionCash Loan App 

Let me introduce you to ELoan app that offers instant cash loans in seconds immediately after approval which will be disbursed straight into your account.

How Does ELoan App Works? 

It works like other loan apps in Nigeria as you can download the ELoan app and apply online.

If you are between 25 to 50 years old and have a fixed job, just simple steps are needed to apply for a loan to fulfill your urgent cash need, it's quite easy to use and repay within 91 to 181 days. 

Interest ranges from 3.6% – 28%.

Interest Rates And Fees

Their Loans range loans from N5,000 to N100,000 and you can choose to repay in 91 – 180 days. 

They will charge you interest rate from 3.6% – 28% with an equivalent monthly interest of 3.62% – 28.4% and APR of 27% - 352%.


If you apply for N2,500 and could make the repayment in 3 months, you are supposed to pay the 3.6% interest monthly and they will charge you N270 after 3 months, and the totally repayment amount would be N2,770.

Why ELoan Loan App? 

1. Simple steps to apply for a loan through their app to fulfill your urgent cash need, quite easy to use.

2. Once you payback on time, you will access to get double limit when applying next time.

3. Automatic audit is adopted, you can get approved in minutes.

4. No need to worry about security infringement, eloan protects your privacy extremely strict.

5. Eloan support on-line and off-line and auto-debit channels to make repayment, choose either one you prefer.

ELoan Contact Us Page

If you meet or have any questions when using eloan please contact them:

Address:Plot 8, Acme Rd, Agidingbi, Ikeja, Nigeria.

Eloan App Download 

You join over 100k+ download from Playstore to download the ELoan App here
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Saturday, August 1, 2020

CashLion App | CashLion Loan App Download

Here is also another loan apps in Nigeria which makes getting loans simple and easier, with CashLion loan app, you can apply and get instant loan in your bank account.

9ja Cash Loan App
IMoney Loan App
XCredit Loan App

CashLion App And How It Works 

CashLion provides affordable loans to cover your financial needs and make your opportunity ready.

They offer instant cash loans without collateral or paperwork and you get credited within minutes of approval, their method of applications is simple & secure.
Sign up and apply for a loan and receive money directly in your Bank account. It’s a reliable way to access credit when you need it. 

How Does CashLion Loan App Works? 

1. Download the CashLion APP 

2. Register for an account using your BVN number.

3. Secure your identity in 3 simple steps through the app.

4. Verify your identity code through our secure system.

5. Get money sent directly to your Bank account.

6. Repay on time to get a credit limit up to ₦ 50,000.

7. Repay your loan with online bank account payment or or offline transfer to our company account.

8. You can pay in full or make partial payments anytime before due date.

9. Easy repayment schedule keeps you on track with your payments.

Requirements For Applying For CashLion Loan 

• Your Age must between 20 to 60
• You must be a Nigeria Citizenship
• BVN holder is required.

CashLion Interest Rates And Fees

Their Loan Amount ranges from :  ₦ 2000 - ₦ 50,000

* Loan Term: 92 - 365 days
* Interest rate: 16% -21% APR
* Service Fee: 0

Why CashLion Loan? 

• Cashlion offers Low interest & flexible repayment schedule

• 100% digital process

• No hidden charges.

CashLion Contacts 

They are always excited to hear from you, If you have any feedback or concerns, please call them or by e-mail support@cashlion.ng

Message us on WhatsApp :  +234 08109252549 

Office Address:  Lekki, Lagos, Nigeria.

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Monday, July 27, 2020

IMoney Loan App

Loan apps like IMoney loan app offers instant cash loans without collateral or charges straight to your bank account in Nigeria.

9jacash Loan App
XCredit Loan App
Okash Loan App

How Does IMoney Loan App Works?

IMoney is a Nigeria money lending app that is available on Playstore with over 1M+ download on Playstore.

It works like other loan apps in Nigeria but here is how to apply for IMoney Loan App:

To apply for a loan, you just need to follow several steps:

* Create your account

* Apply a loan

* Receive your loan straight into your bank account

* Build your loan limit every time you repay a loan.

Why IMoney Loan App? 

1. You can get a loan amount of: ₦5,000 ~ ₦500,000

2. They have loan Term: the shortest tenor is 91 days, the longest is 180 days

3. Their interest rate: 12% APR

4. Service Fee: 0%

5. Before you can loan request: you need to be at least 18 years old or above.

IMoney Loan App Download 

To download the IMoney loan app visit Playstore from here and hit the download button.

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Wednesday, July 22, 2020

XCredit Loan App Download | XCredit Apk Loan Review

XCredit is another financial money lending app in Nigeria that offers instant fast and easy loans without collateral.

XCredit Loan Review 

XCredit offers personal loan up-to N100,000 when you download the XCredit Loan Apk and sign up, once you application is approved, your money will be transferred straight into your bank account.

XCredit Loan App / Apk

XCredit is another popular loan app in Nigeria with over 500k+ download on Playstore available for iOS and Android users with good reviews on Playstore.

About XCredit Loan App 

XCredit has been one of the fast & reliable loans in Nigeria, with 24/7 mobile finance provider.

Xcredit makes it easy for people in Nigeria to access a loan anytime and anywhere.

Once you complete your application, in seconds you will receive your loan straight into your bank-account.

Why XCredit Loan App 

The Loan App XCredit offer:

1. Loan Amount: ₦5,000 ~ ₦500,000

2. Loan Term: the shortest tenor is 91 days, the longest is 180 days

3. Interest rate: 12% APR

4. Service Fee: 0%

5. Loan request: Need to be at least 18 years old or above.

How To Apply For XCredit Loan 

To apply for XCredit loan, you just need to follow several steps:

* Download and create your account with XCredit Loan App 

* Apply a loan

* Receive your loan straight into your bank account

* Build your loan limit every time you repay a loan

How To Recieve Your Loan From XCredit 

Your loan is sent to you right through your bank account that you provided on your XCredit apk:

XCredit Contact Us

Facebook page: https://www.facebook.com/XcreditNG/
Office address: 1 Adeola Odeku St, VI, Lagos, Nigeria.

Continue reading

Sunday, July 19, 2020

Okash Loan App Download | Okash Personal Loan Apk | How To Apply

OKash is an Instant Personal Loan Platform for Nigeria mobile users. Presented by Blue Ridge Microfinance Bank Limited.

Okash Loan App / Apk Review 

Okash is a one of Nigeria money lending apps that you can borrow and get loan of up-to N50,000 naira instantly without collateral.

The okash loan app is available on Playstore with over 1m+ download with good reviews and dowload size of 9.27mb which makes it fit for any Android mobile phone.

Why Okash Loan App? 

1. OKash fulfills customers’ financial needs 24/7 completely online. 

2. The application process takes just a few steps with minimal documentation in a very short time and the approved loan amount is immediately transferred to the applicant’ s bank account

3. You can apply loan by your credit no need of any deposits or guarantees.

3. Up to NGN50,000 disburse to your bank account in a while.

4. Paperless and digital process on your mobile all the steps can be done online.

5. They do not share your data with any third parties without your consent your data is totally safe with them.

6. Don't worry about forgetting repayment, Okash will send you messages to remind you.

How Okash Loan Works And How To Apply

1. Download and install the OKash APP from the Play Store.

2. Register an account with the Okash app.

3. Select the product you would like to apply for.

4. Fill out your basic information, then submit the application.

5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.

6. E-sign the loan agreement after the approval.

7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

How To Be Eligible For Okash Loan 

1. You must be a Nigeria resident.
2. Must be 20-55 years old.
3. Source of a monthly income.

Okash Loan Contacts

Customer Service Email: support@o-kash.com

Customer Service Hot line: (+234)08097755512,08097755514

Address:Room 301, Japaul House, Plot 8 Dr Nurudeen Olowopopo Way, Central Business District, Ikeja, lagos, Nigeria.

Okash Interest Rates And Fee

OKash makes it efficient for you to access credit anytime, anywhere.

Okash will require your repayment from 91 days to 365 days*.

Loan Amount: from NGN 3,000 to NGN 50,000.

Interest Rate: With a minimum of 0.1% up to 1%

Their interest rate is calculated on a daily basis. Annual interest rates from 36.5% to 360%.

Origination Fee: Range from NGN 1,229 – NGN 6,000 for one-time charge.

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Thursday, July 16, 2020

9ja Cash Loan App Dowmload | 9ja Cash Quick Loan Apk

9ja Quick Cash Loan App

Are you looking for loan apps with instant cash loans in Nigeria? 9ja cash loan app is a money lending apps that offers instant quick cash loan without collateral.

With the rapid growing user's borrowing from 9ja cash loan apk / app in Nigeria which has made them grown to popularity of 1M+ Download on Playstore with good reviews.

Quickteller Loan App
Loan Apps In Nigeria
Loan Apps In Ghana

How 9ja Cash Loan App Works?

If you want to borrow loan from 9ja cash loan app, here is how to get started :

Several simple steps to get a loan:

1. Install the 9ja Quick Cash APP

2. Register an account from the 9ja cash app

3. Fill out your basic information and submit

4. Apply in seconds

5. Receive your loan straight into your  bank account

6. Increase your loan limit each time you repay your loan.

Requirements To Apply Loan For 9ja Cash Loan App 

1. Your Account BVN 

2. Bank Account Number

3. Means of Identification

4. Your mobile phone number linked to your account

5. Email Address (Optional)

Why 9ja Cash Loan App? 

9ja quick cash loan app has stand out among other loan apps in Nigeria here is why:

• No hidden charges

• No collateral needed

• You can borrow up to N300,000

• You can choose your payment tenure

• It is fast, secure, reliable and easy to use

• They use artificial intelligence algorithms to run credit scoring

• 9ja cash loan provide an instant credit decision

• They are available 24 hours, every day of the week.

9ja Cash Loan App Interest Rates 

9ja quick cash loans range loans from N5,000 to N300,000 with terms from 91 to 180 days.

Interest and service fee ranges from 1% – 34% with an equivalent monthly interest of 3% – 29% and APR of 29% - 365%.

9ja Cash Loan App Privacy Policy 

9ja Cash App makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. 

They encrypt the data you choose to share with them to protect your privacy. They take your privacy very seriously and promise to never share your information with third parties.

9ja Cash Loan Contact Us 

9ja cash are always excited to hear from you, If you have any feedback, questions, or concerns, please e-mail them at 9jaCashservice@gmail.com or find them on Facebook.

Address:Admiralty Way, Beside Tantalizers, Providence House 105112, Lekki Phase 1, Nigeria.

9ja Cash Loan App Download 

You can download the 9ja quick cash loan app / apk from Playstore and sign up with them. 

Download the 9ja cash loan app From Playstore here. 
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Tuesday, May 5, 2020

Quickteller Loan App | Code, Requirements, Repayments, Contacts, Etc

Quickteller Loan seems to be one of the best when it comes to giving out emergency loans in Nigeria, with your registered phone number linked with your Bank account, you can get up-to N100,000 cash loan from Quickteller without collateral or paperwork.

Migo Loan Code
Ecobank Loan Code
First Bank Loan Code

About Quickteller 

Quickteller is an online payment gateway that you can seamlessly send money to anyone, anytime, anywhere irrespective of their Bank. 

It gets more interesting, every Quickteller user is entitled to a FREE eCash account and there are no transaction fees when sending money to Friends and Family who have eCash.

Above that, you can also pay your everyday bills from the comfort of your home or office-Renew your Cable TV and Internet subscriptions; pay for electricity, flight tickets and more with the Quickteller Loan App.

Plus The Quickteller App makes it easy to buy Airtime from any mobile network in Nigeria. Airtime for International mobile networks are also available.

How Does Quickteller Loan Works?

You can get Access to Quickteller loans: No collateral or elaborate documentation required, just your transaction history.
Recurring Payment: Schedule your regular bill payments so that you won’t have to keep coming back every time.

How To Apply For Quickteller Loan 

To request for a loan via the Quickteller website:

1. Click here

2. Enter requested loan amount, account number to receive the loan as well as bank name

3. Proceed to select the preferred loan provider and accept the loan offer.

How To Repay Your Quickteller Loan 

How To Repay Your Quickteller Loan Online:

• Go to www.quickteller.com/ils and select the option (e.g Kwikcash)
• Enter your phone number you used to apply and enter your email.
• Confirm amount to pay.
• Enter card details and complete repayment

How To Repay Your Quickteller Loan Using ATM:

• Insert your ATM card and select the 'Quickteller' option
• Select 'Pay Bills'
• Select 'Others'
• Enter Biller/Payment Code e.g. 04225701(Kwikcash) or 04309401(Ferratum) or 04309405(Fairmoney)

For the Customer Reference Number, enter the phone number used to request the loan
Confirm payment.

How To Repay Quickteller Loan Using Short code (USSD)

• Dial *322#
• Select 'Make Payment'
• Select 'Others'
• Enter Biller/Payment Code 04225701(Kwikcash) or 04309401(Ferratum) or 04309405(Fairmoney)

For the Customer Reference Number, enter the phone number used to request the loan
Enter amount

Select card and enter card details and confirm payment

How To Repay Your Loan Via Bank (Kwikcash only)

• Walk into any of these banks listed: Fidelity, Access, UBA, Keystone, Sterling or GT bank.

• Inform the bank you want to pay your KWIKCASH loan on PAYDIRECT and give them your loan phone number as customer reference.

Quickteller Loan Contacts Number

You can reach them via email or phone call on support@interswitchgroup.com and

Quickteller Loan App 

You can download the Quickteller loan app on Playstore by clicking here 

Quickteller Loan Code

Get access of up-to N100,000 cash loan from Quickteller when you dial code *322# with instant approval.
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Tuesday, April 21, 2020

Lioncash Loan App | Rates, Contacts, Requirements | How To Apply

Enjoy faster loan approval without collateral or paperwork with Lion Cash Loan company in Nigeria, Kenya and other African countries.

Lioncash Loan Review 

Lion cash offers instant loan solutions and products that are designed to serve your financial needs every single day.

How Does Lioncash Loan Works?

You can apply online and get instant loan with Lioncash Loan App in minutes with this few steps:

1. Download The Lioncash Loan App 

Download LionCash app from Google Play
store using your Android phone.

2. Create your Account

Fill out your information details and access the app within a minute.

3. Check Loan limit

Quickly upload your M-Pesa statement and get your loan limit from Lioncash Loan App.

4. Apply & Receive Cash on M-Pesa

All the LionCash loans are conveniently and directly sent to your M-Pesa Account.

Why Lioncash Loan

It is easy, fast and convenient to apply for a personal loan with LionCash but here is the main reasons i recommend Lioncash Loan to every Kenyan's out there.

1. You can instantly loan up to KSH 70,000

2. Check your LionCash loan limit and get loans within few minutes.

3. Every loan is instantly deposited on your M-Pesa account.

4. Your data on LionCash is encrypted and never sold to 3rd parties.

5. You Choose your own payment schedules.

6. Every loan you get will be paperless and hustle free.

Lioncash Loan Contacts 

You can call or WhatsApp LionCash via 0793302922 or Email at support@lioncash.co at any time.

Quick Guide To Register And Apply For Lioncash Loan 

1. Open the App, read the terms and Conditions then Click “Continue” to accept.

2. Click “Access” to give the needed permissions.

3. Enter Your M-PESA phone number and Press “Code” to receive a verification code.

4. Set password of your choice that you can remember.

5. Click “Authorization” to enter your personal information and alternative contact information.

6. Copy the Email (Cash@lioncash.co.ke) and dial the code (*234*5*1*3#) then share 6 month’s statement to the given email.

7. Wait for an SMS from Safaricom confirming that your statement has been sent to our email

8. Choose your loan amount and term on the sliders

9. Click on “Apply for loan” then read and tick terms and conditions before submitting the application.

Requirements To Apply For Lioncash Loan 

To apply for a LionCash Loan you need a Valid Safaricom Sim card, the ID used to register the Sim card and Valid names as they appear on the ID.

How To Increase Loan Limit With Lioncash Loan 

The fastest way to receive higher amounts is to build credit with a positive repayment history with LionCash, easily achieved with successive timely repaid loans.

How To Repay Your Lioncash Loan 

1. You can do online repayment directly from the App by clicking “Repay” button, This is followed by STK push that you need only to enter you MPESA Pin Number to complete the payment.
2. You can also do offline repayment
You can go directly to your Lipa Na MPESA, enter Pay bill 309517,
Enter your Phone number as the account number,
Enter amount to pay and the MPESA Pin.
After payment, wait for a Message confirmation from both
Grola Tech Limited and M-PESA.

Lioncash Loan App / Apk Download

You can download the Lioncash app from here when you click through this link here.
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Wednesday, December 25, 2019

Fairmoney Loan Nigeria | Fairmoney Loan App | Fairmoney Contact Etc.

When it comes to top money lending platforms in Nigeria, Fairmoney Loan App is one of the best loan app companies in Nigeria offering instant loans without colleatral.

About Fairmoney Loan Nigeria 

FairMoney is an automated online moneylender that provides single payment loans, installment loans and payroll loans for borrowers.

Quickcheck Loan App
Specta Loan Nigeria
Money Lenders In Lagos 

Their minimum loan amount is N10,000 and the upper limit for a new customer is N40,000 with no collateral or guarantor required. 

Interest rates are determined by a number of factors, including your repayment history and the cost of lending. 

Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. 

Loans are delivered via an Android mobile Fairmoney Loan app, with lending decisions provided almost instantly.

How Does The Fairmoney Loan App Works?

You can check if you are eligible for the Fairmoney Loan through their website, once you received your pre-approved Loan offer from Fairmoney then you are good to go.

Fairmoney Loan Review 

They offer loans of different products, loans are available to new and existing customers:

1. Fairmoney Payday loans
FairMoney payday loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments.

2. Fairmoney Education Loan

Any salary earner, self-employed or professional Public and Private companies, Students, Government sector employees including Public Sector is eligible for a personal loan.

3. Fairmoney Business Loan 

This loans help business to cover cash flow payments when due.

Fairmoney Interest Rates 

Their interest rate varies based on your profile, from 10% to 30% per month of the loan borrowed.

Fairmoney Loan App / Apk And How To Apply Easily

Fairmoney Loan App is one of the best loan apps in Nigeria offering instant cash to your bank account, up-to N150,000 loan without collateral or paperwork.

If you need money for your business or a personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. With Fairmoney Loan App, getting loans and paying bills fast becomes easy. You can also earn bonus cash when you invite your friends to Fairmoney App.

Fairmoney Loan App Instalments And Interest Rate:

1. On FairMoney App anyone can access between ₦1,500 to ₦150,000 in loan amount.

2. Their repayment periods range between 61 to 180 days allowing you to pay back in instalments.

3. Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%.

4. There are no additional fees for processing your loan or any hidden costs associated.

5. Repaying/reimbursing your loan: You can reimburse your loan through bank transfer, or USSD transfer or via debit card.

Requirements To Apply For Fairmoney Loan 

All you need is your phone number and BVN to apply for a loan of up to ₦150,000 from your phone.

• Valid bank details
• BVN number
• Android Phone
• Complete application

• Sign up with Facebook or your phone number
• Create your secure PIN.

No document, no collateral Needed,

You will only need to share your BVN during the loan application and connect your ATM card to authorize Fairmoney to debit your account for the repayment.

How To Apply And Get Cash Loan Of Up-to N150k Via Fairmoney Loan App. 

Open the Google Play Store on your phone, search “FairMoney” and hit the “ Download And Install” button,

Step 2: Sign Up And Register On Fairmoney App 

Sign up with your phone number, answer quick questions in 2 minutes then proceed to the next stage,

Step 3: Apply For Fairmoney Loan 

Once you apply online through Fairmoney App and your loan gets approved, then you receive a loan offer, instantly.

Fairmoney Contacts 

You can contact Fairmoney through their office address, Fairmoney email address and Fairmoney number.

Please send an email to help@fairmoney.ng or call the Customer Service Hotline on 01 631 6097 (Mon-Fri; 9am-5pm).

How To Fasten Your Loan Approval On Fairmoney Loan App 

You need an Android phone. Download the FairMoney app here from the Google Play Store. 

Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. 

If you accept it, you will receive your loan instantly in your preferred bank account.

Why Fairmoney Loan Apk

• Speed of delivery – You can get a loan from Fairmoney App instantly in 5 Minutes, from anywhere in Nigeria

• Flexibility – You can repay on or before your due date with a reduced interest rate

• No hidden charges – their interest charges are all-inclusive, ensuring transparency

• The Fairmoney customer care is King – their team is trained to treat you with the utmost respect at all times.

How To Repay Fairmoney Loan 

1. To repay your Fairmoney Loan, Click on the "Repay" button in the Fairmoney app to pay with an ATM card, USSD or Automatic Bank Transfer (via your Providus wallet)

2. You can also repay via bank transfer or cash deposit to the following details:

Account Name: MyCredit Investments Limited

Bank Name: Stanbic IBTC

Account Number: 0023462495

• Please add the code given in the app to your transfer reference/description.

After the payment, please send an email to help@fairmoney.ng with a screenshot of your proof of payment.

Kindly note it takes up to 24h to update your repayment.

Conclusion On Fairmoney Loan App Nigeria 

Fairmoney Loan being one of the best loan and trusted money lending platforms in Nigeria that gives instant loans without colleatral, you can sign up and apply for Fairmoney Loan.
Continue reading

Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 

First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

Fcmb Loan Review 
Lioncash Loan App
Sokoloan App Review 

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.

First Bank Loan | Codes And Requirements On How To Apply 

1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.

2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.


• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.


1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:

The first bank loan can be gotten Through FirstMobile App Or

USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

Continue reading

Tuesday, December 3, 2019

Loans Apps In Kenya

Best Loan Apps In Kenya 

Today in Kenya over 100,00+ people searches everyday on how to get a Loan without collateral approved in Kenya, Well you can access any loan amount with the best Loans apps in Kenya.

Am going to lessen the burden for you if you are one of them searching for business loan apps in Kenya, emergency loan apps in Kenya, students loans in Kenya, loan apps without crb check etc.

Most of these loan apps in Kenya are available for iPhone and Android users in Kenya, which means you can access to it no matter your device.

Best Instant Loan Apps In Kenya 

These loan apps offers faster loan and said to be new loan apps in Kenya.

1. Jazika Loan App 

Jazika mobile loan app is the new, more flexible way to borrow emergency cash in Kenya.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so they get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for.

They 'll send the loan to your M-Pesa account immediately and explain the repayment terms.

2. KCB Loan App In Kenya 

The KCB Mobile App is for KCB and non-KCB customers is the one-stop place for all your banking and financial needs. 

Featuring a bold and modern visual design, it's been carefully crafted to deliver a beautiful user experience.

The KCB Mobile Loan App provides an easy and secure way to:

- access your account, send money, withdraw cash.

- access to loans from their app allowing customers to borrow loans on the fly.

- ability to add and track your credit cards, debit cards..

- access charts and graphs to help you visualize your spending

- track stocks, foreign exchange rates, properties..

- access financial trends, success stories, expert tips...

The KCB Mobile Loan App in Kenya is more than just banking.

Regulated by the Central Bank of Kenya.

Read About KCB Review.

3. UbaPesa Loan App 

Peer to peer app to loan or lend money through M-Pesa in Kenya.

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

How To Get Started

2. Register using your Mpesa Number.
3. Get approved and receive loan.

4. Trimiza Loan App 

With Timiza you can do your banking on your phone whether you want to open an account, get an instant loan in Kenya, transfer funds or purchase insurance. 

But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with our Zidisha account.

Get started with Timiza

• Open an Account instantly.
• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

5. Stawisha Loan App In Kenya 

Looking for quick credit loan app in Kenya? Stawisha Quick Cash offers the fast and safe loans to you. You just need a phone number and M-pesa account and the money will be transferred to your M-pesa account in a short time. 

To apply for a loan, you just need to follow several easy steps:

1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money in minutes.

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